Hatemalo Multipurpose Cooperatives Limited
Hatemalo Multipurpose Cooperative Limited (HMCL) is a primary cooperative of Tokha, Kathmandu, Nepal. It was established in November19, 2020 under the Cooperative Act, 2075, article 6 with view of uplifting and promoting economic, social and cultural needs of people who are economically and socially back warded. Its Registration No. is 25- 077/078 and PAN No. is 616399774. Its four branches within in head office Kathmandu. At Present, HMCL provides the diversified services such as Cooperative Banking, Microfinance, Insurance, Remittance, Cooperative education and training through the four branch/Service center network
So, main motto of establishment of this organization is to collect small and scattered amounts of resources from the members to create an economic force and to invest those resources for production, income and employment generate sector for their own economic, social and cultural development.
Our Services :
- Deposit
- Loan
- SMS Banking
- Halemalo Mobile App
- Money Transfer by Khati App
- Mobile Banking etc
- Digital Collection
Our Business :
- Saving and credit business
- Agriculture business
- Mart business
- Housing business
- Investment in various viable project
- Developing project etc
Our Loan Plan :
1. Personal Loan
2. Business Loan
3. SME loan
4. mortgage loan
5. Group Witness Loan
6. House Loan et